A 40-year financial consultant, Smith has previously served primarily as a corporate/commercial banker. Proficient in senior cash flow and secured lending in M&A and refinancing related transactions, his varying industry background in manufacturing, distribution and service orientation through foodservice, technology, healthcare, retail and multiple others provides a depth of resources to Pinnacle clients. Finding the optimum and appropriate combination, balance and pricing of necessary capital for each individual/unique transaction is always his objective.